Privacy Policy

1. Scope

This Privacy Policy describes how Coined collects and uses data when you use it.

2. Data We Collect

Coined collects transaction and account information needed to provide budgeting and spending insights.

• Transaction details (merchant, date, amount, category)
• Account-level details needed for balances and summaries

3. Read-Only Access

Coined only requests read-only transaction and account access. We do not initiate transfers, payments, or any account actions on your behalf.

4. Plaid and Bank Connectivity

Bank connections are powered by Plaid. Plaid handles the secure connection flow between your financial institution and Coined.

Your use of Plaid services is governed by Plaid's own legal terms and privacy policy:

• Plaid Terms and Legal
• Plaid Consumer Privacy Policy

5. Data Sharing

We do not sell your data. We do not share your data with third parties for marketing purposes. Data is used only to operate Coined and to comply with legal obligations when required.

6. Retention and Security

We retain data only as long as needed to provide the service and maintain account history. If you delete your Coined account, your data is immediately deleted from Coined. We use reasonable administrative and technical safeguards to protect the information we process.

7. Contact

For privacy questions, contact support@coinedapp.com.